Audit trail

Dataset change log

Every revision to a fee, eligibility finding or entity conclusion is recorded with its previous value, the time it changed and the reason. Superseded values are retained rather than silently overwritten.

24 recorded revisionsVerified 2026-09-04JSON

  1. dataset

    funding_facts_verification

    14 pending first-party re-check 10 verified first-hand, 4 still pending for stated reasons

    Read the Australian help-centre pages directly. Three values were corrected. Four remain unconfirmed and each says why: CoinSpot withdrawal timing was not on the pages read, OKX does not publish deposit timing, and both Binance entries depend on a page that requires login

  2. Binance

    binance_rail_verifiability

    unverified, pages unreachable unverifiable by design: the AUD deposit page requires login before showing payment methods

    Read directly. The distinction matters: this is not a page this site failed to check, it is a page that publishes nothing to check

  3. OKX

    okx_deposit_limits

    varies by method, shown after verification not published publicly at all; OKX documents only how to view them in-account

    Read from the OKX help article updated 2026-08-05, which explains where to look rather than stating limits

  4. Kraken

    kraken_deposit_time

    standard EFT 1–2 business days bank transfer 0–2 business days, Osko near-instant, PayID instant; Osko limits A$10,000 daily / A$40,000 monthly

    Read from the Kraken cash deposit table and the Osko/PayID article updated 2026-01-20

  5. CoinSpot

    coinspot_withdrawal_fee

    free, no minimum or maximum free to bank, no min/max; PayPal withdrawals 2% capped at A$1.25

    Read from the CoinSpot withdrawal fee article; the PayPal case was missing

  6. CoinSpot

    coinspot_deposit_limit

    24-hour cap: none no cap for raised accounts; low-level accounts capped at A$10,000 per day

    Read from the CoinSpot AUD Deposit FAQ. The "no limit" line applies only to accounts that have had their limit raised

  7. HashKey Exchange

    hk_usdt_pair

    not confirmed confirmed absent: retail quote currencies are HKD and USD

    Checked the trading pairs and the full deposit schedule; USDT appears in neither

  8. HashKey Exchange

    hk_trading_fee

    maker/taker approximately 0.12% VIP0 maker 0.29% / taker 0.5%, minimum trading fee USD 1.99

    Read from the official fee schedule. The 0.12% figure came from secondary reporting and does not appear in any tier

  9. Independent Reserve

    sg_deposit_fee

    not confirmed, route excluded from ranking SGD PayNow free; FAST free at SGD 1,000+, otherwise SGD 2.50

    Read from the official fee page. The Singapore route is now calculable and ranks below Coinhako

  10. Independent Reserve

    nz_withdrawal_fee

    NZD withdrawals NZ$29

    Recorded from the official withdrawal schedule; it was missing entirely

  11. Independent Reserve

    nz_deposit_fee

    NZ$15 flat fee on deposits under NZ$5,000 no ordinary NZD bank deposit exists; SWIFT NZ$50,000+ via OTC desk, or 3.5% by card

    Read from the official fee page. The NZ$15 figure came from secondary reporting and appears nowhere on the page; the site had used it to publish a break-even analysis against Easy Crypto, which is now withdrawn

  12. dataset

    sg_licensee_count

    about 37 as of August 2026 (secondary source) 38 verified in the MAS Financial Institutions Directory

    Counted directly in the MAS directory filtered to Major Payment Institution and Digital Payment Token Service

  13. OKX

    hk_application_status

    not on the licensed list application submitted 2023-11-16, withdrawn 2024-05-24

    The SFC also publishes a list of returned, refused and withdrawn applicants. OKX Hong Kong FinTech Company Limited appears there, which is a stronger and more specific finding than absence from the licensed list

  14. HashKey Exchange

    hk_licence_reference

    VASP-001, licensed August 2023 CE Reference BPL992, Hash Blockchain Limited, licensed 2022-11-09

    Read directly from the SFC list of licensed virtual asset trading platforms. Secondary reporting had described a "VASP-001" numbering the SFC does not use, an August 2023 date, and the platform brand rather than the operating entity

  15. dataset

    affiliate_coverage

    5 new records with affiliate_rules.enabled = 0

    The site has no commercial relationship with any of the newly added local platforms; several of them now rank ahead of platforms that do pay commission

  16. dataset

    local_platforms

    4 exchanges, Australia only 8 exchanges across 4 jurisdictions

    Add the platforms that actually hold the local licence or registration in NZ, SG and HK, so the region pages compare real options instead of only reporting that the four Australian-facing platforms do not serve those markets

  17. dataset

    jurisdictions

    AU AU,NZ,SG,HK

    Add residence-specific eligibility and funding comparisons without inheriting Australian assumptions

  18. Binance

    bank_route_status

    not confirmed not confirmed (reported reinstatement disclosed)

    Media reports Binance Australia reinstated AUD bank and PayID rails on 2026-01-16; disclosed on the page but not used to change the ranking, because media reporting never feeds a cost conclusion

  19. dataset

    funding_facts

    14 practical funding facts across 4 exchanges

    Publish deposit/withdrawal times, withdrawal fees and minimums, all flagged as pending first-party re-check

  20. dataset

    regulatory_history

    6 events across 3 exchanges

    Publish the material regulatory and incident record for every compared platform, including the platforms that rank best on cost

  21. Binance

    card_route

    unconfirmed supported_quote_required

    Binance documents AUD card purchases but requires an account-specific final quote

  22. OKX

    card_route

    unconfirmed supported_and_calculable

    OKX Australia publishes a 1.50% AUD debit/credit card purchase fee

  23. Kraken

    card_supported

    0 1

    Kraken official AUD funding table confirms card fee of 3.75% + 0.25 AUD

  24. dataset

    initial_release

    2026-09-03

    Initial source-verified dataset

Why this page exists

This site publishes under a pen name and has not published real-account transaction evidence, so it does not ask you to trust the byline. It asks you to check the record instead: every number carries a dated first-party source, the calculation is reproducible from published inputs, and this log shows what changed and why. A site that quietly edits its numbers cannot publish this page.