{"data":[{"changed_at":"2026-09-04T13:00:00Z","entity_type":"dataset","entity_id":1,"field":"funding_facts_verification","old_value":"14 pending first-party re-check","new_value":"10 verified first-hand, 4 still pending for stated reasons","reason":"Read the Australian help-centre pages directly. Three values were corrected. Four remain unconfirmed and each says why: CoinSpot withdrawal timing was not on the pages read, OKX does not publish deposit timing, and both Binance entries depend on a page that requires login"},{"changed_at":"2026-09-04T13:00:00Z","entity_type":"exchange","entity_id":2,"exchange_slug":"binance","exchange_name":"Binance","field":"binance_rail_verifiability","old_value":"unverified, pages unreachable","new_value":"unverifiable by design: the AUD deposit page requires login before showing payment methods","reason":"Read directly. The distinction matters: this is not a page this site failed to check, it is a page that publishes nothing to check"},{"changed_at":"2026-09-04T13:00:00Z","entity_type":"exchange","entity_id":1,"exchange_slug":"okx","exchange_name":"OKX","field":"okx_deposit_limits","old_value":"varies by method, shown after verification","new_value":"not published publicly at all; OKX documents only how to view them in-account","reason":"Read from the OKX help article updated 2026-08-05, which explains where to look rather than stating limits"},{"changed_at":"2026-09-04T13:00:00Z","entity_type":"exchange","entity_id":4,"exchange_slug":"kraken","exchange_name":"Kraken","field":"kraken_deposit_time","old_value":"standard EFT 1–2 business days","new_value":"bank transfer 0–2 business days, Osko near-instant, PayID instant; Osko limits A$10,000 daily / A$40,000 monthly","reason":"Read from the Kraken cash deposit table and the Osko/PayID article updated 2026-01-20"},{"changed_at":"2026-09-04T13:00:00Z","entity_type":"exchange","entity_id":3,"exchange_slug":"coinspot","exchange_name":"CoinSpot","field":"coinspot_withdrawal_fee","old_value":"free, no minimum or maximum","new_value":"free to bank, no min/max; PayPal withdrawals 2% capped at A$1.25","reason":"Read from the CoinSpot withdrawal fee article; the PayPal case was missing"},{"changed_at":"2026-09-04T13:00:00Z","entity_type":"exchange","entity_id":3,"exchange_slug":"coinspot","exchange_name":"CoinSpot","field":"coinspot_deposit_limit","old_value":"24-hour cap: none","new_value":"no cap for raised accounts; low-level accounts capped at A$10,000 per day","reason":"Read from the CoinSpot AUD Deposit FAQ. The \"no limit\" line applies only to accounts that have had their limit raised"},{"changed_at":"2026-09-04T12:00:00Z","entity_type":"exchange","entity_id":8,"exchange_slug":"hashkey","exchange_name":"HashKey Exchange","field":"hk_usdt_pair","old_value":"not confirmed","new_value":"confirmed absent: retail quote currencies are HKD and USD","reason":"Checked the trading pairs and the full deposit schedule; USDT appears in neither"},{"changed_at":"2026-09-04T12:00:00Z","entity_type":"exchange","entity_id":8,"exchange_slug":"hashkey","exchange_name":"HashKey Exchange","field":"hk_trading_fee","old_value":"maker/taker approximately 0.12%","new_value":"VIP0 maker 0.29% / taker 0.5%, minimum trading fee USD 1.99","reason":"Read from the official fee schedule. The 0.12% figure came from secondary reporting and does not appear in any tier"},{"changed_at":"2026-09-04T12:00:00Z","entity_type":"exchange","entity_id":5,"exchange_slug":"independent-reserve","exchange_name":"Independent Reserve","field":"sg_deposit_fee","old_value":"not confirmed, route excluded from ranking","new_value":"SGD PayNow free; FAST free at SGD 1,000+, otherwise SGD 2.50","reason":"Read from the official fee page. The Singapore route is now calculable and ranks below Coinhako"},{"changed_at":"2026-09-04T12:00:00Z","entity_type":"exchange","entity_id":5,"exchange_slug":"independent-reserve","exchange_name":"Independent Reserve","field":"nz_withdrawal_fee","old_value":"","new_value":"NZD withdrawals NZ$29","reason":"Recorded from the official withdrawal schedule; it was missing entirely"},{"changed_at":"2026-09-04T12:00:00Z","entity_type":"exchange","entity_id":5,"exchange_slug":"independent-reserve","exchange_name":"Independent Reserve","field":"nz_deposit_fee","old_value":"NZ$15 flat fee on deposits under NZ$5,000","new_value":"no ordinary NZD bank deposit exists; SWIFT NZ$50,000+ via OTC desk, or 3.5% by card","reason":"Read from the official fee page. The NZ$15 figure came from secondary reporting and appears nowhere on the page; the site had used it to publish a break-even analysis against Easy Crypto, which is now withdrawn"},{"changed_at":"2026-09-04T11:00:00Z","entity_type":"dataset","entity_id":1,"field":"sg_licensee_count","old_value":"about 37 as of August 2026 (secondary source)","new_value":"38 verified in the MAS Financial Institutions Directory","reason":"Counted directly in the MAS directory filtered to Major Payment Institution and Digital Payment Token Service"},{"changed_at":"2026-09-04T11:00:00Z","entity_type":"exchange","entity_id":1,"exchange_slug":"okx","exchange_name":"OKX","field":"hk_application_status","old_value":"not on the licensed list","new_value":"application submitted 2023-11-16, withdrawn 2024-05-24","reason":"The SFC also publishes a list of returned, refused and withdrawn applicants. OKX Hong Kong FinTech Company Limited appears there, which is a stronger and more specific finding than absence from the licensed list"},{"changed_at":"2026-09-04T11:00:00Z","entity_type":"exchange","entity_id":8,"exchange_slug":"hashkey","exchange_name":"HashKey Exchange","field":"hk_licence_reference","old_value":"VASP-001, licensed August 2023","new_value":"CE Reference BPL992, Hash Blockchain Limited, licensed 2022-11-09","reason":"Read directly from the SFC list of licensed virtual asset trading platforms. Secondary reporting had described a \"VASP-001\" numbering the SFC does not use, an August 2023 date, and the platform brand rather than the operating entity"},{"changed_at":"2026-09-04T09:00:00Z","entity_type":"dataset","entity_id":1,"field":"affiliate_coverage","old_value":"","new_value":"5 new records with affiliate_rules.enabled = 0","reason":"The site has no commercial relationship with any of the newly added local platforms; several of them now rank ahead of platforms that do pay commission"},{"changed_at":"2026-09-04T09:00:00Z","entity_type":"dataset","entity_id":1,"field":"local_platforms","old_value":"4 exchanges, Australia only","new_value":"8 exchanges across 4 jurisdictions","reason":"Add the platforms that actually hold the local licence or registration in NZ, SG and HK, so the region pages compare real options instead of only reporting that the four Australian-facing platforms do not serve those markets"},{"changed_at":"2026-09-03T14:00:00Z","entity_type":"dataset","entity_id":1,"field":"jurisdictions","old_value":"AU","new_value":"AU,NZ,SG,HK","reason":"Add residence-specific eligibility and funding comparisons without inheriting Australian assumptions"},{"changed_at":"2026-09-03T12:00:00Z","entity_type":"fee_snapshot","entity_id":2,"exchange_slug":"binance","exchange_name":"Binance","field":"bank_route_status","old_value":"not confirmed","new_value":"not confirmed (reported reinstatement disclosed)","reason":"Media reports Binance Australia reinstated AUD bank and PayID rails on 2026-01-16; disclosed on the page but not used to change the ranking, because media reporting never feeds a cost conclusion"},{"changed_at":"2026-09-03T12:00:00Z","entity_type":"dataset","entity_id":1,"field":"funding_facts","old_value":"","new_value":"14 practical funding facts across 4 exchanges","reason":"Publish deposit/withdrawal times, withdrawal fees and minimums, all flagged as pending first-party re-check"},{"changed_at":"2026-09-03T10:00:00Z","entity_type":"dataset","entity_id":1,"field":"regulatory_history","old_value":"","new_value":"6 events across 3 exchanges","reason":"Publish the material regulatory and incident record for every compared platform, including the platforms that rank best on cost"},{"changed_at":"2026-09-03T09:30:00Z","entity_type":"fee_snapshot","entity_id":6,"exchange_slug":"binance","exchange_name":"Binance","field":"card_route","old_value":"unconfirmed","new_value":"supported_quote_required","reason":"Binance documents AUD card purchases but requires an account-specific final quote"},{"changed_at":"2026-09-03T09:30:00Z","entity_type":"fee_snapshot","entity_id":5,"exchange_slug":"okx","exchange_name":"OKX","field":"card_route","old_value":"unconfirmed","new_value":"supported_and_calculable","reason":"OKX Australia publishes a 1.50% AUD debit/credit card purchase fee"},{"changed_at":"2026-09-03T07:10:00Z","entity_type":"fee_snapshot","entity_id":8,"exchange_slug":"kraken","exchange_name":"Kraken","field":"card_supported","old_value":"0","new_value":"1","reason":"Kraken official AUD funding table confirms card fee of 3.75% + 0.25 AUD"},{"changed_at":"2026-09-03T00:00:00Z","entity_type":"dataset","entity_id":1,"field":"initial_release","old_value":"","new_value":"2026-09-03","reason":"Initial source-verified dataset"}],"meta":{"locale":"en-AU","policy":"Superseded values are retained, never silently overwritten.","verified_on":"2026-09-04"}}